Subscription Cleanup Planner

A practical planner that helps you find, review, and clean up your subscriptions and recurring charges so more money stays in your budget. This printable workbook guides you through listing every subscription, deciding what to keep, reduce, pause, or cancel, and tracking how much you save each month and year.

What this planner helps you do
• Gather all subscriptions and recurring services in one place.
• See how much each service really costs you each month and year.
• Decide which subscriptions to keep, reduce, pause, or cancel using simple decision rules.
• Track the money you free up and make your savings visible.
• Create a repeatable routine for subscription audits so charges stop creeping up quietly.

What’s inside
The Subscription Cleanup Planner workbook includes:
• A welcome page that explains how small recurring charges can quietly add up and reassures you that this does not have to be overwhelming.
• A simple overview of quick steps:
• List every subscription and recurring service.
• Mark the billing cycle and next renewal date.
• Decide whether to keep, reduce, pause, or cancel.
• Track the money saved.
• A Simple Routine section suggesting:
• Once a year: do a full subscription audit.
• Once a month: check upcoming renewals and trial end dates.
• Anytime money feels tight: review this planner first.
• Where to Look for Subscriptions page:
• Prompts to check:
• Bank account transactions
• Credit card statements
• Apple App Store subscriptions
• Google Play subscriptions
• PayPal recurring payments
• Amazon memberships and channels
• Email receipts (search “subscription,” “renewal,” or “receipt”)
• Shared family plans or partner-paid accounts
• Reflection prompts:
• “Subscriptions I almost forgot about:”
• “The most surprising charge I found:”
• Subscription Tracker page:
• Columns for service, category, billing cycle, price, monthly cost, renewal date, auto‑pay status, status (Active, Trial, Canceled), and notes.
• Subscription Decision Rules page:
• Four clear options:
• Cancel It – if it hasn’t been used recently, no longer supports a goal, or feels easy to replace.
• Pause It – if it’s useful only part of the year or not needed right now.
• Reduce It – if a cheaper plan, ad‑supported version, or shared plan could do the same job.
• Keep It – if it’s used regularly, supports a real need, and still feels worth the cost.
• Guiding questions:
• “Have I used this in the last 30 days?”
• “Would I sign up for this again today at the current price?”
• “Is there a lower-cost version that would still work?”
• Keep, Reduce, Pause, or Cancel worksheet:
• For each service: monthly cost, how often used, value, decision, cancel‑by date, and notes.
• Monthly Savings Snapshot page:
• Table for service, action taken, old cost, new cost, monthly saved, yearly saved.
• Example showing how canceling or downgrading a few subscriptions can create clear monthly and yearly savings.
• Totals for:
• Total monthly savings
• Total yearly savings
• “Best subscription decision this month”
• Cleanup Notes and Next Actions page:
• Prompts for:
• Services to cancel first
• Services to review next month
• Trials ending soon
• Websites or support links to visit
• Money saved this month and yearly

Who this planner is for
This planner is designed for:
• People who feel like “subscription creep” is eating into their budget.
• Anyone who has multiple streaming services, apps, memberships, or recurring charges they rarely review.
• Budgeters who want to free up extra money for savings or debt payoff without cutting everything.
• Households that share subscriptions and want a clear, neutral way to decide what stays and what goes.
It is not about judging every small joy or forcing extreme cuts. It’s about making subscription costs visible and helping you make thoughtful decisions that match your goals.

How to use it
1. Gather subscriptions:
• Use the “Where to Look” page to scan bank accounts, cards, app stores, PayPal, Amazon, email, and shared plans.
• Write down every subscription and recurring service you find.
2. Fill out the Subscription Tracker:
• For each service, record category, billing cycle, price, monthly cost, renewal date, auto‑pay status, and notes.
• Mark the current status: Active, Trial, or Canceled.
3. Make decisions with the rules:
• Go through the decision rules page and answer the guiding questions.
• Use the Keep / Reduce / Pause / Cancel worksheet to choose a decision and, if needed, a cancel‑by date.
4. Calculate your savings:
• After you make changes, fill out the Monthly Savings Snapshot to see old vs. new cost and monthly/yearly savings.
• Add up total monthly and yearly savings and note your best subscription decision this month.
5. Set a routine:
• Run a full subscription audit once a year.
• Check upcoming renewals and trial end dates once a month.
• Whenever money feels tight, revisit this planner first to free up room in your budget.
You don’t have to decide everything in one sitting. Making one or two decisions at a time still adds up.

What makes this planner different
Compared to generic subscription lists, this planner is:
• Action‑oriented – it guides you from “What am I paying for?” to “What do I want to keep, reduce, pause, or cancel?” with clear rules.
• Clarity‑focused – it emphasizes making subscription costs visible across different platforms and accounts.
• Encouraging – it treats small savings as real progress and makes that progress easy to see with the Monthly Savings Snapshot.
• Designed to support your budget and goals – it pairs naturally with your budget, organizer, and debt/savings tools so freed‑up money has a job.

Pair it with other Simple Money Studio tools
For a complete simple money system, use this planner with:
• 1-Hour Budget Setup Guide – create a clear, simple monthly budget in about an hour, then use subscription savings to strengthen it.
• Money & Bills Organizer – keep track of bills, paydays, and subscriptions in your monthly overview and calendar.
• Debt & Savings Tracker – send the money you free up toward your savings goals and debt payoff, and track the progress.

Format and delivery
• Digital product (no physical item will be shipped).
• Delivered as a PDF workbook you can print at home or use digitally.
• Personal use only — you can reuse it whenever you want to run another subscription audit or monthly review.