Simple Money Studio: Starter Pack

Get all four printables for $47.96—a $20 savings compared to buying each tool individually.

The Simple Money Studio: Starter Pack is a complete printable money system that helps you set up a simple budget, stay on top of bills, track progress on savings and debt, and clean up subscriptions so more money stays with you. Four beginner‑friendly workbooks work together to turn money overwhelm into a clear, repeatable routine you can actually stick with.

What this starter pack helps you do
• Create a clear monthly budget in about an hour.
• Keep track of monthly income, bills, due dates, and payments in one place.
• Turn your savings and debt goals into visible progress with monthly and quarterly check‑ins.
• Find and clean up subscriptions and recurring charges, then see how much you save.
• Build a simple, calm money routine using tools that all speak the same language.

What’s included
Your Starter Pack includes four printable PDF workbooks:
1. 1-Hour Budget Setup Guide
A beginner‑friendly guide that helps you build a practical monthly budget in roughly one hour using four simple buckets: income, bills & fixed expenses, weekly spending, and savings & debt. It includes examples and worksheets for income, bills, essential spending, and a monthly budget summary.
2. Money & Bills Organizer
Your monthly home base for money. This organizer tracks total income, bills due, bills paid, and bills still due. It includes a weekly check‑in routine, monthly overview, bill calendar, payment log, annual bills page, subscription list, and notes/action items.
3. Debt & Savings Tracker
A progress planner for your goals. It helps you choose a debt payoff strategy (snowball or avalanche), set savings targets, and track balances over time. You get savings goal trackers, debt payoff trackers, progress bars, monthly check‑ins, quarterly summaries, and notes/next steps.
4. Subscription Cleanup Planner
A practical subscription audit workbook. It shows you where to look for subscriptions, helps you list every service, and guides you through deciding what to keep, reduce, pause, or cancel. It includes a subscription tracker, decision rules, decision worksheet, monthly savings snapshot, and cleanup notes.

How the Starter Pack works together
Each workbook has a clear job, and together they form one simple system:
• Step 1: Set up your budget.
Use the 1-Hour Budget Setup Guide to build a realistic monthly budget that answers:
• How much money is coming in?
• What bills need to be paid?
• How much is safe to spend each week?
• How much can go toward savings or debt?
• Step 2: Run your month.
Use the Money & Bills Organizer as your monthly dashboard:
• Track income and bills.
• Check off payments each week.
• See what’s due next.
• Note any changes or problems to fix next month.
• Step 3: Track your progress.
Use the Debt & Savings Tracker to:
• Set savings goals and target amounts.
• Choose a payoff strategy.
• Update balances once a month.
• See progress visually so motivation stays high.
• Step 4: Free up extra money.
Use the Subscription Cleanup Planner to:
• List all subscriptions and recurring services.
• Decide what to keep, reduce, pause, or cancel.
• Track how much you save each month and year.
• Redirect that money to your savings and debt goals.
You can start with any step, but most people begin with the budget guide and then add the organizer and trackers as their routine builds.

Who the Starter Pack is for
This pack is designed for:
• Beginners who feel overwhelmed by complicated money systems or apps.
• Busy people who want a simple, printable routine rather than tracking every tiny detail.
• Anyone who wants to see both the plan (budget) and the progress (savings, debt, and subscription savings).
• Households that share financial responsibilities and benefit from having clear, shared tools.
The tone is calm and supportive, focused on small steps and visible progress instead of perfection.

How to use your Starter Pack
You can add a short “How to use” section like this on the product page:
1. Start with the 1-Hour Budget Setup Guide to create your simple monthly budget.
2. Use the Money & Bills Organizer at the start of each month and for quick weekly check‑ins.
3. Update the Debt & Savings Tracker once a month and once a quarter to see your savings and debt progress.
4. Run a Subscription Cleanup with the Subscription Cleanup Planner at least once a year, and do shorter checks monthly.
5. Repeat this routine. The Starter Pack is reusable month after month.

Format, delivery, and value
• Digital bundle — no physical items will be shipped.
• You receive four separate PDF workbooks (one for each tool).
• Print at home or use digitally with your favorite PDF or note‑taking app.
• Personal use license — reuse the pages for your own finances as many times as you like.