Terms of Service

This website is operated by Simple Money Studio. By visiting SimpleMoney.Studio or purchasing something from the store, you agree to be bound by these Terms of Service, including any additional policies referenced on the site.

Use of this website

By using this website, you agree to use it only for lawful purposes and in a way that does not violate any applicable laws or the rights of others.

You may not use the site or its products:

For any unlawful purpose.
To violate any laws or regulations.
To infringe upon intellectual property rights.
To transmit viruses, malicious code, or harmful content.
To interfere with the site’s security or operation.

Digital products

Simple Money Studio sells digital products only. No physical goods will be shipped. After purchase, digital files are delivered electronically through the store’s download system or connected delivery service.

Product information

Every effort is made to display products and descriptions as clearly and accurately as possible. However, colors, display settings, and device differences may affect how products appear on your screen.

The store reserves the right to modify, discontinue, or update products, pricing, descriptions, or availability at any time without notice.

Pricing and payments

All prices are listed in U.S. dollars (USD) unless otherwise stated. Prices may change at any time without notice. Payment must be received in full before digital products are delivered or made available for download.

Intellectual property

All content, products, designs, worksheets, printables, text, graphics, branding, and other materials sold or displayed by Simple Money Studio are protected by intellectual property laws and remain the property of Simple Money Studio unless otherwise stated.

When a product is purchased, the customer is granted a personal, non-transferable, non-exclusive license to use it for personal use only.

You may not:

Resell, redistribute, share, copy, or reproduce the files for others.
Claim the products as your own.
Use the products for commercial resale or licensing.
Upload the files to marketplaces, membership sites, shared drives, or public platforms.

Order issues

The store reserves the right to refuse, cancel, or limit any order at its sole discretion, including orders that appear fraudulent, abusive, unauthorized, or in violation of these Terms.

Refunds

Refunds are governed by the store’s Refund Policy. Because products are digital downloads, refunds are generally not offered once access has been provided.

Third-party services

This website may use third-party services such as Shopify, payment processors, digital delivery tools, email services, or analytics providers to operate the store. Use of those services may also be subject to their own terms and policies.

Limitation of liability

To the fullest extent permitted by law, Simple Money Studio shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of the website or purchased digital products.

All products and services are provided “as is” and “as available” without warranties of any kind, either express or implied, except as required by law.

Indemnification

By using this website, you agree to indemnify and hold harmless Simple Money Studio from any claim, demand, loss, liability, or expense arising out of misuse of the site, violation of these Terms, or infringement of any rights of another person or entity.

Changes to these terms

Simple Money Studio reserves the right to update or replace these Terms of Service at any time by posting changes on this page. Continued use of the website after changes are posted constitutes acceptance of those changes.